In the latest update, the results for Premium Bonds in December 2025 were revealed, bringing good fortune to two individuals with £1 million each.
Monthly, two fortunate Premium Bond holders win £1 million. Among the December 2025 winners, one resides in Norwich, holding £35,000 in Premium Bonds, with the winning bond number 591RD417238 purchased in August 2024. The second winner hails from Cornwall, possessing £20,000 in Premium Bonds, with the winning bond number 615WP633178 bought in February 2025.
Premium Bonds, a savings product by National Savings & Investment (NS&I), offer a chance to participate in a monthly prize draw instead of a fixed interest rate return. Prizes range from £25 to £1 million, with no guarantee of winning each month, as the majority of prizes are smaller amounts.
For those curious about Premium Bond success stories, feel free to share by emailing mirror.money.saving@mirror.co.uk.
Andrew Westhead, NS&I Retail Director, congratulated the festive jackpot winners and highlighted the excitement around Premium Bonds during the holiday season. The December 2025 draw includes over six million prizes, with various amounts up for grabs, making Premium Bonds popular among over 22 million holders.
The maximum savings limit for Premium Bonds is £50,000, with each £1 invested receiving a unique bond number. The odds of winning a prize with each bond are 22,000 to 1 monthly.
Winners receive notifications via email or text from NS&I, enabling them to have the prize money transferred to their bank account or reinvested in Premium Bonds. Tools like the NS&I online prize checker or the Premium Bonds prize checker app help verify winning numbers, with the current prize fund rate standing at 3.60%.
While the prize fund rate has slightly decreased recently, leading to fewer large prizes but more smaller prizes awarded, two £1 million prizes are still up for grabs each month. The latest adjustment to the prize fund rate occurred in the August 2025 draw, reducing it to 3.60%, with nearly 23 million individuals holding Premium Bonds.